Purchase your product and pay over time with ESTO instalments – the most low-cost and user-friendly installment loan in Estonia! ESTO instalments offers easy financing – without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you’ll actually pay.
Using ESTO instalments at checkout is extremely simple, convenient and fast. Just select suitable period and insert your contact details for a real-time decision – complete your purchase within 60 seconds!
When making a purchase using ESTO instalments you receive the product right away (store ships your order immediately). ESTO instalments can be used for making larger purchases as well as smaller ones.
People, who qualify for ESTO instalments, must remain in the age range of 18-70 years and have an Estonian citizenship.
ESTO instalments conditions:
• Interest rate from 9.9% to 15.90%
• Contract fee from 0 EUR
• Period up to 4 year
Installment loan is provided by ESTO AS. Review the terms and conditions at www.esto.ee and consult with our expert. The installment loan is a financial obligation. Please assess your financial position and think about whether you really need the loan before you submit the application, so you can be sure that you are able to repay the loan in a timely manner. The monthly payment is 146.37€ and annual rate of charge is 34.74% on the following sample terms and conditions: loan amount 1500€, annual interest rate of 14.90% on the outstanding balance (fixed), contract fee 14.90€ and repayment period of 12 months.
Conditions of hire purchase
• Purchase price 100-3000€
• Deposit from 0%
• Period 4-48 months
• Interest 15.9% a year from the purchase price
• Contract fee 15€
• Administration fees 0,9€ a month
• Applicant's age 21-70€
• Applicant's neto income must be at least 240€ a month and correct previous credit performance.
To apply for hire-purchase please visit our store or contact us (+372 5685 0020)/ e-mail (firstname.lastname@example.org). Also You can order goods from our webshop and please mark that You want to buy with Inbank hire-purchase after this we will contact You for signing the contract.
Rate of hire-purchase is 36,18% per annum on the following example conditions: price of the object of the contract (neto price) 1500 EUR, sum of credit 1500 EUR, contract period 24 months, fixed interest rate of 15.9% per annum accounted from price of the purchase, contract fee 15 EUR, Monthly installment 83,62 EUR, whole sum of credit ja installments 2006,54 EUR. Credit provider is Inbank AS (license No 4.1-1 / 31, place of business Niine 11, Tallinn, phone 640 8080). Before concluding the contract, read carefully terms and conditions and, if necessary consult an Inbank employee or other expert.
You can buy anything that cost more than 50€ from our store with LHV hire-purchase.LHV hire-purchase makes your purchase process more convenient. With LHV’s affordable hire-purchase, you can start using the goods and services now, while paying for them in instalments.
• We will reply to your application within minutes
• Downpayment starting from 0 euros
• Reasonable interest rate only on the loan balance
You can fill the form and we will contact You after we receive answer from LHV.
Conditions of hire-purchase
• A decision granting hire-purchase is valid for 90 days. During this period, you can apply the limit provided to purchase goods or services.
• Minimum applicant income EUR 250 per month.
• Contract fee starting from EUR 19.90.
• Term of contract up to 48 months.
+372 6802 700 (9-21)
Hire-purchase is provided by AS LHV Finance. Take a look at the terms and conditions at a sales point or lhv.ee/jarelmaks and consult our specialist. The annual percentage rate of hire-purchase is 25.64% per annum on the following example conditions: cost of goods/services € 650, downpayment 0%, credit amount € 650, interest rate 19.9% of the balance per annum (fixed), contract fee € 19.9 and the period of payment is 25 months. The sum shall be paid in monthly annuities and the total sum of payments is € 819.
Conditions of hire purchase:
• Purchase price 100-7500€
• Deposit from 0%
• Period 3-60 months• Interest 9.9% a year from the purchase price
• Contract fee 15€
Requirements for customer:
• Customer age 18 - 75 years.
• Permanent official income to a personal account, which is a salary or pension.
• No payment defaults.
• Identity document (valid ID card, EV passport).
• Permanent residence in the Republic of Estonia.
To pay in installments upon concluding a sales contract:
• Contact your Mobipunkt if you want to buy goods with hire-purchase.
• In order to apply for a hire-purchase, it is necessary to submit an identity document (ID card, residence permit card or passport of the Republic of Estonia) in addition to the application.
• The decision on the installment request can be made immediately, after which you can sign the contract.
• The contract fee is added to the purchase amount.
• Contributions are paid to the Estonian Branch of TF BANK AB (PUBL.) On the basis of an invoice.
• For more information, please contact the customer service!
Rate of hire-purchase is 37.34% per annum on the following example conditions: price of the object of the contract (neto price) 500 EUR, sum of credit 515 EUR, contract period 24 months, fixed interest rate of 14.17% per annum accounted from price of the purchase, contract fee 15 EUR, Monthly installment 28.48EUR, whole sum of credit ja installments 680.90 EUR. Credit provider is TF BANK AB (PUBL.) EESTI FILIAAL. Before concluding the contract, read carefully terms and conditions and, if necessary consult an Inbank employee or other expert.